Toyota’s vehicles are reaching new popularity levels in the U.S., with 2025 set to reveal new records once December’s figures conclude. This is thanks to several reasons, the most prominent of which is the steadily increasing cost of gasoline in conjunction with the decrease in demand for bigger displacement engines that don’t prioritize reliability. Toyota’s new models are also relatively more affordable when compared to the pricing difference from their counterparts from key competitors. This is thanks to Toyota’s substantial investment in its drivetrains, resulting in improved efficiency ratings, more attractive economies of scale, and much more competitive pricing strategies.
- Base Trim Engine
-
2.5L Dynamic Force I4 Hybrid
- Base Trim Transmission
-
CVT
- Base Trim Drivetrain
-
Front-Wheel Drive
- Base Trim Horsepower
-
184 HP @6000 RPM
- Base Trim Torque
-
163 lb.-ft. @ 5200 RPM
- Fuel Economy
-
53/50/51 mpg (best: LE FWD)
- Base Trim Fuel Economy (city/highway/combined)
-
53/50/51 MPG
- Make
-
Toyota
- Model
-
Camry
Most new vehicle consumers remain wary of the long-term costs involved with owning one, primarily because they will inevitably have to conduct noteworthy repairs after extensive use. Modern ownership costs include depreciation, but not forgetting routine maintenance, insurance, and refueling. If you’re planning to dip your toes into a new car ownership from Toyota’s catalog and are planning to start with the increasingly popular Toyota Camry, which features a hybrid-only drivetrain that is proven to last well beyond 300,000 miles.
To give you the most up-to-date and accurate information possible, the data used to compile this article was sourced from Toyota and other authoritative sources. We base all depreciation rates, costs, and expenses on current and past studies and research, along with future estimations. Please take these calculations as approximate values of what to expect in five-year depreciation rates.
Why The Toyota Camry Should Be On The Top Of Your New-Car List
Bold new design meets hybrid power: the 2025 Camry is a masterclass in automotive evolution. Discover why it stands out.
The Toyota Camry’s Incredibly Reliable Drivetrain
iSeeCars issues the Toyota Camry with an 8.6/10 overall score, which includes 8.0/10 for reliability, 9.0 for safety, and 8.8 for retained value. It also indicates that you can expect it to cover 13.2 years or 172,467 miles with a 32.2 percent probability of reaching 200,000 miles.
The 2026 Toyota Camry’s HEV system is largely based on the previous-generation one, so it should benefit from the same mechanical integrity. Although rare, there are a few examples on used listings with well over 300,000 miles covered on the odometer, proving the system’s ability to cover this mileage.
Where depreciation is concerned, you can expect the model to lose $10,829 or 37.7 percent of its value over five years or 60,000 miles, which is well under the segment average. CarEdge highlights that the Toyota Camry will cost $36,432 to own over the same period, with $14,274 accounting for depreciation, $10,060 for insurance, $4,530 for fuel, $6,056 for interest, and $1,512 for maintenance.
2026 Toyota Camry True Ownership Cost
|
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Total |
|
|---|---|---|---|---|---|---|
|
Insurance |
$1,423 |
$1,473 |
$1,524 |
$1,578 |
$1,633 |
$7,631 |
|
Maintenance |
$36 |
$482 |
$350 |
$904 |
$1,441 |
$3,213 |
|
Repairs |
$0 |
$0 |
$111 |
$269 |
$393 |
$773 |
|
Taxes & Fees |
$2,724 |
$245 |
$232 |
$220 |
$206 |
$3,627 |
|
Financing |
$1,948 |
$1,572 |
$1,168 |
$733 |
$266 |
$5,687 |
|
Depreciation |
$2,587 |
$1,998 |
$1,891 |
$2,218 |
$2,101 |
$10,795 |
|
Fuel |
$1,361 |
$1,402 |
$1,444 |
$1,487 |
$1,532 |
$7,226 |
|
True Cost to Own® |
$10,079 |
$7,172 |
$6,720 |
$7,409 |
$7,572 |
$38,952 |
According to Edmunds’ True Cost To Own calculator, you can expect a new base front-wheel-drive 2025 Toyota Camry LE to cost you $38,952 over the course of five years. This includes $10,795 worth of depreciation, but excludes the $28,700 MSRP. You’ll also find yourself spending $7,631 on insurance, $3,213 on maintenance, and just $773 on repairs. Your taxes and fees will also be incredibly low, with the calculator showing that you’re only likely to spend $3,627. If you opt to finance the base 2025 Camry, this will add $5,687 to your ownership costs, while fuel will cost you $7,226, based on average driving distances in the U.S.
2025 Toyota Camry XLE AWD Review: Hybrids For All
For several important reasons, the redesigned Camry is better than ever.
Equally Impressive Fuel Consumption Figures
As per the EPA’s official fuel consumption estimates for the 2025 Toyota Camry, you’ll find that Edmunds‘ estimates are pretty much on par. The front-wheel-drive LE is the most attractive model, with it set to cost you $950 in fuel every year. The flagship all-wheel-drive XSE is just a bit more expensive to run, with its $1,050 annual fuel cost.
2026 Toyota Camry EPA Fuel Consumption Estimates
|
FWD LE |
AWD LE |
FWD SE/XLE/XSE |
AWD SE/XSE |
AWD XSE |
|
|
Gas Consumption (city/highway/combined) |
53/50/51 MPG |
51/49/50 MPG |
48/47/47 MPG |
46/46/46 MPG |
44/43/44 MPG |
|
Range |
663 Miles |
650 Miles |
611 Miles |
598 Miles |
572 Miles |
|
Five-Year Fuel Savings |
$3,750 |
$3,750 |
$3,500 |
$3,250 |
$3,250 |
|
Annual Fuel Cost |
$950 |
$950 |
$1,000 |
$1,050 |
$1,050 |
|
Cost To Drive 25 Miles (EV/Gas) |
$1.54 |
$1.57 |
$1.68 |
$1.71 |
$1.79 |
|
Cost To Fill The Tank |
$41 |
$41 |
$41 |
$41 |
$41 |
|
Tank Capacity |
13 Gallons |
13 Gallons |
13 Gallons |
13 Gallons |
13 Gallons |
The front-wheel-drive LE is the most efficient model, returning a 53/50/51 MPG consumption result on the city/highway/combined cycle with a 663-mile range claim from the 13-gallon tank. It also indicates that this will save you up to $4,000 in fuel costs every five years and costs $1.59 to drive every 25 miles.
The all-wheel-drive XSE is the least frugal model, but this is only by a fractional amount. The EPA indicates that it returns a 44/43/44 MPG result with a 572-mile range claim and suggests that this will save you up to $3,250 in fuel costs every five years and cost $1.84 to drive every 25 miles. Expect to pay $41 to refill the 13-gallon tank, featured in all derivatives.
Ranking The Top 10 Toyota Camry Hybrid Models Years For Reliability
While many Camry years are known for their reliability, these model years stand out with the most reliable hybrid variants.
How Much You’ll Spend On A New Camry
Toyota kicks the range off at $29,000 for the base LE front-wheel drive model, making it the most competitively priced hybrid vehicle in the segment. A lower starting price point for a newer car is always going to be a strong strategy, which is a factor that is clearly evident in its sales results.
The most expensive Camry option is the XSE, which starts at $35,200. Toyota offers the all-wheel drive system across all trims for an additional $1,525. All of these prices exclude the brand’s $1,195 destination fee. There are some optional extras available across all trims, but they are relatively far and few, as the brand prefers to take a more defined five-trim pricing strategy.
Understanding The Camry’s Incredible Reliability Standards
The Toyota Camry has always been a value proposition product that caters to those wanting a decently sized family car that doesn’t compromise on build quality or reliability. The lower trim models may not be the most prestigious options that you can consider, but the new-generation examples are much more comprehensively kitted out compared to previous generations.
Toyota designed the A25A-FXS as the hybrid variant of its Dynamic Force 2.5-liter inline-four unit to deliver high thermal efficiency and smooth low torque. The engine operates on the Atkinson-like cycle with a 14.0 to 1 compression ratio, and D-4S combined direct and port injection to speed combustion and reduce pumping losses.
The Japanese brand’s engineers also designed the cylinder head and intake ports to increase tumble flow and use longer stroke dimensions to improve torque per displacement. The valvetrain features dual overhead cams with variable valve timing on both intake and exhaust to broaden torque and enable Miller Atkinson modes.
Additionally, Toyota machines the block and head from aluminum alloy and uses forged steel internals where strength matters to keep mass low while retaining durability. Thermal management includes cooled EGR and refined cooling passages to control combustion temperatures. For hybrid duty, Toyota calibrates the engine for low RPM efficiency and smooth transitions to electric drive, which reduces stress on the internal parts. Toyota integrates the A25A-FXS into its TNGA architecture to standardize parts and service procedures, which improves world reliability and lowers long-term maintenance costs. Designers focus on tight manufacturing tolerances and robust sealing to limit oil consumption and extend service intervals overall.
Source: Edmunds, iSeeCars, J.D. Power, and the EPA