The U.S. auto market would be nowhere without the pickup truck. Once again, we have seen the likes of the F-Series outsell its competition; owners of all walks of life use pickup trucks for more than just work; they can also be a status symbol, and we are increasingly seeing them in our cities as smaller, more everyday-usable machines.
There is no doubt about their popularity here in the U.S., and we think it is important to know how much some of the most popular truck models will cost us in the long-term. Below, we have brought together average 10-year costs for some of the best pickup trucks in 2026.
Average 10-year costs have been calculated using pricing information on the base trims of each model. Higher trims and trims with more powerful engines are likely to cost more to own. Models are listed in descending order, from the most expensive to own to the least expensive to own.
Ram 1500
Average 10-Year Cost: $89,100
With a starting price of $41,575 and a 305-horsepower 3.6-liter Pentastar V6 with eTorque fitted as standard, the 2026 Ram 1500 offers a lot from the get-go. There are 10 trim levels for this year’s Ram 1500: the Tradesman, Express, Warlock, Big Horn, Laramie, Rebel, RHO, Limited, Limited Longhorn, and Tungsten. Starting prices top out at $90,945 for the top-tier Tungsten, but you do get a huge amount of luxury features, comfort, and a very staunch twin-turbo Hurricane inline-six good for 540 horsepower.
The 5.7-liter Hemi V8 makes a return in the 2026 1500, as an option. The return sees it kick out 395 horsepower, with assistance from a mild-hybrid rig. It may not be the most powerful engine option this year, but at least we are still seeing a Hemi V8 on the market.
According to FuelEconomy.gov, the most fuel-efficient Ram 1500 you can buy this year is the rear-wheel drive base trim that boasts the 3.6-liter V6 mated to an eight-speed auto box. Combined mpg ratings aren’t terrible for something of the 1500’s size, at 22 combined mpg, but as soon as you add four-wheel drive, or opt for a more powerful engine, fuel consumption takes a hit. The least fuel-efficient model you can buy is the 3.0-liter turbo-six-equipped models with four-wheel drive; they can muster an average combined mpg rating of 15 mpg, costing you approximately $3,900 a year for gas.
The good news about the Ram 1500 is that it is relatively reliable. RepairPal has given a reliability score of 3.5 out of 5, which puts it in first position out of all the full-size trucks they monitor, and they also say that it will cost you just $691 a year for maintenance. This is way below the average maintenance cost of a full-size truck, which is currently at $936 a year.
Ram 1500 10-Year Cost Breakdown
- 10-Year Fuel Cost. $25,000.
- 10-Year Insurance Cost. $24,500.
- 10-Year Depreciation. $22,650.
- 10-Year Maintenance Cost. $9,500.
- 10-Year Interest. $7,500.
Find 2026 Ram 1500 and more cars for sale on our Marketplace
Ford F-150
Average 10-Year Cost: $88,800
As the nation’s favorite pickup truck, the 2026 Ford F-150 is continuing the good work with approachable starting prices, a great work ethic, sturdy build, and lots of off-road options. This year’s Ford F-150 has a starting price of $39,885 and comes equipped with a 325-horsepower 2.7-liter turbocharged V6. Even from the base trim, you can tow up to 7,400 pounds of gear behind you, while the standard-fit 5.5-foot box can carry up to 52.8 cubic feet of stuff.
There are eight grades to choose from this year, which include the XL, the STX, the XLT, the Lobo (if you want a street-fighting truck), the Lariat, the Tremor, the King Ranch, and the Platinum. Top-end prices are still reasonable for its caliber, with the Platinum trim costing just south of $71,400 without any options. In typical F-Series fashion, the new F-150 is still made to serve.
There is a very good reason that the F-Series is the most-sold pickup truck in America; it is affordable, it isn’t work-shy, it is highly configurable, and it can take a beating. FuelEconomy.gov says that the most fuel-efficient 2026 F-150 is the Ford F-150 Hybrid, which can achieve a combined mpg rating of 23 mpg, costing you just $1,500 a year for gas. The base-trim F-150 can achieve a combined mpg rating of 21 mpg, and will cost you approximately $2,100 a year for gas, and no prizes go for guessing the least efficient: the F-150 Raptor R.
As possibly one of the best off-roading pickup trucks ever created, the Ford F-150 Raptor R comes equipped with a 5.2-liter supercharged V8 good for 720 horsepower. This animal can achieve just 12 combined mpg, costing you around $4,850 a year for gas. Though we don’t think anyone is buying one for frugal driving.
Ford F-150 10-Year Cost Breakdown
- 10-Year Fuel Cost. $26,250.
- 10-Year Insurance Cost. $24,000.
- 10-Year Depreciation. $23,550.
- 10-Year Maintenance Cost. $8,000.
- 10-Year Interest. $7,000.
Find 2026 Ford F-150 and more cars for sale on our Marketplace
Toyota Tundra
Average 10-Year Cost: $84,100
The Toyota Tundra has evolved over the last 25 years to be one of our favorite full-sized pickup trucks. The 2026 Toyota Tundra looks to be no different in terms of usability and forward-thinking tech. With a starting price of just over $43,300, the base trim Tundra packs a 3.4-liter twin-turbo V6 good for 348 horsepower, which can be upgraded to a 389-horsepower unit. Or, you can opt for a Tundra Hybrid, which comes equipped with a 437-horsepower hybrid V6.
In its highest and most kitted-out form, the 2026 Toyota Tundra can tow up to 12,000 pounds. While this is behind the likes of the new F-150 (which can tow up to 13,500 pounds in its most useful form) and the Silverado, the Tundra has a trump card: reliability. According to RepairPal, the Toyota Tundra has a reliability rating of 3.5 out of 5 and a low maintenance bill of $606 a year. We have seen Tundra models hit the odometer limit; with proper maintenance, they are just meant to keep going.
Alongside its rock-hard build, the Tundra also holds value very well for such a beast of a truck. It is Toyota after all. According to CarEdge, the Tundra loses around 26 percent of its value in the first five years, while over 10 years, it will lose only 44 percent of its residual value. This certainly helps to keep costs down in the long run.
Estimated 10-year maintenance costs are also relatively low, considering how much strain you can put a Tundra under. While RepairPal estimates that it is just north of $600 a year for maintenance, 10-year costs rack up a little more as more expensive components start to need attention. The good news, though, is that the 2026 Tundra boasts either the i-FORCE twin-turbo V6 or the i-FORCE MAX Hybrid V6, both of which are already making a dependable name for themselves.
Toyota Tundra 10-Year Cost Breakdown
- 10-Year Fuel Cost. $26,250.
- 10-Year Insurance Cost. $24,500.
- 10-Year Depreciation. $18,000.
- 10-Year Maintenance Cost. $8,000.
- 10-Year Interest. $7,300.
Find 2025 Toyota Tundra and more cars for sale on our Marketplace
Honda Ridgeline
Average 10-Year Cost: $83,400
Available in six trims (Sport, RTL, TrailSport, TrailSport+, Black Edition, and Black Edition Two-Tone), the 2026 Honda Ridgeline is making a statement in the mid-size pickup truck segment with low prices that range from $42,290 to just under $50,000 for the top trim, and a versatile, usable build. There is just one engine for the new Honda Ridgeline: a 280-horsepower 3.5-liter naturally aspirated V6.
This is paired with a nine-speed automatic transmission, with all the power being sent to all four wheels. Towing capacity is relatively low compared to its rivals, like the Ranger, at 5,000 pounds, but the Ridgeline is very well-equipped for everyday use. The new Ridgeline comes equipped with an independent rear suspension with coil-springs, so you get good on-road manners to complement the decent maximum payload of 1,583 pounds.
The Honda Ridgeline marks its 20th anniversary on the U.S. market this year, and despite the ups and downs with the 2006 MY and the rough shifting of the 2017 MY, the plucky AWD Honda pickup truck has redeemed itself with almost SUV-like handling and relatively low costs all around. The EPA estimates that the new Ridgeline will be able to achieve 18 mpg in the city and 24 mpg on the highway, or 21 combined mpg.
While this may not seem like the most efficient sounding stats, bear in mind you get AWD as standard and a NA V6 under the hood that can get the quickest models to 60 mph in around six seconds. Like Toyota, Honda is also renowned for bulletproof builds, and the Ridgeline seems to carry the torch in this respect. RepairPal gives it a reliability score of 3.5 out of 5 and estimates that it will cost just over $500 for maintenance. Last year’s model also received an owner reliability rating of 82 out of 100 from J.D. Power, which puts things in good standing for this year’s model.
Honda Ridgeline 10-Year Cost Breakdown
- 10-Year Fuel Cost. $25,000.
- 10-Year Insurance Cost. $23,500.
- 10-Year Depreciation. $20,900.
- 10-Year Maintenance Cost. $7,000.
- 10-Year Interest. $7,000.
Find 2026 Honda Ridgeline and more cars for sale on our Marketplace
GMC Canyon
Average 10-Year Cost: $81,800
The 2026 GMC Canyon proves that smaller trucks are just as useful as larger ones. It boasts a 310-horsepower/430-pound-foot turbocharged inline-four; it can tow up to 7,700 pounds; dimensions are more city-friendly than large trucks, at 213.2 inches in length and 84.4 inches wide, and starting prices are relatively low at $40,995.
|
2026 GMC Canyon 2WD Elevation |
2026 GMC Canyon 4WD Elevation |
2026 GMC Canyon 4WD AT4 |
2026 GMC Canyon 4WD Denali |
2026 GMC Canyon 4WD AT4X |
2026 GMC Canyon AT4X AEV Edition |
|
|---|---|---|---|---|---|---|
|
MSRP |
$40,995 |
$44,295 |
$47,595 |
$55,395 |
$59,395 |
$68,000 |
There is only one bed length for the new GMC Canyon, a five-foot bed, but it can still carry up to 41.9 cubic feet, or up to 1,670 pounds of stuff around. Inside, it is relatively upscale for a truck, especially if you opt for the Denali trim. However, as standard in the base trim, it is equipped with an 11.3-inch touchscreen, an 11-inch driver’s display, wireless phone connectivity, cruise control, and keyless entry. It verges on mid to high-range American SUV levels of comfort.
FuelEconomy.gov estimates that combined mpg ratings for the 2026 GMC Canyon lineup range from 16 mpg to 20 mpg, with the base-trim, two-wheel drive model doing the best for saving money on gas, and the AT4X AEV Edition doing the worst. The 2026 GMC Canyon’s estimated annual fuel costs are as follows:
- 2026 GMC Canyon (2WD). $2,200 per year.
- 2026 GMC Canyon (4WD). $2,300 per year.
- 2026 GMC Canyon AT4X. $2,600 per year.
- 2026 GMC Canyon AT4X AEV Edition. $2,750 per year.
According to CarEdge, the depreciation rates of the GMC Canyon are also not terrible. They say that over the first five years of ownership, it is likely to lose approximately 37 percent of its value, and over 10 years, between 52 and 53 percent of its value.
GMC Canyon 10-Year Cost Breakdown
- 10-Year Fuel Cost. $26,250.
- 10-Year Insurance Cost. $23,500.
- 10-Year Depreciation. $18,770.
- 10-Year Maintenance Cost. $6,500.
- 10-Year Interest. $6,800.
Ford Ranger
Average 10-Year Cost: $77,200
This year’s Ford Ranger is continuing with its stellar reputation for bringing immense capability to the mid-sized pickup truck market. First of all, there are three well-priced standard trims to choose from: the Ranger XL ($35,245), the Ranger XLT ($37,270), and the Ranger Lariat ($45,650), and then you have the almighty Ford Ranger Raptor, which is available for $58,965. Secondly, with three engine options available across the four grades, you are well covered for what kind of trucking you want to do.
|
Spec |
2026 Ford Ranger XL, XLT, Lariat |
2026 Ford Ranger XLT, Lariat |
2026 Ford Ranger Raptor |
|---|---|---|---|
|
Engine |
2.3-Liter EcoBoost Inline-Four |
2.7-Liter EcoBoost V6 |
3.0-Liter EcoBoost V6 |
|
Horsepower |
270 Horsepower |
315 Horsepower |
405 Horsepower |
|
Torque |
310 LB-FT |
400 LB-FT |
430 LB-FT |
|
Towing Capacity |
7,500 LBS |
7,500 LBS |
5,510 LBS |
Under the hood of the XL, XLT, and Lariat trims, the 2.3-liter inline-four can get you to 60 mph in 6.2 seconds, and under the hood of the XLT and Lariat trims (as an option), the 2.7-liter V6 can complete the dash in 5.6 seconds. If you want the quickest 0–60 mph times, then it is the Ranger Raptor you’ll want, which can get to speed in around 5.3 seconds. The Ranger Raptor is also exceptionally well-equipped for mid-sized off-road trucking, with the following mud-hunting features:
- Four-wheel drive
- Front and rear locking differentials
- 33-inch BFGoorich KO3 A/T tires
- Fox 2.5-inch internal bypass shocks
- Active exhaust system
While the towing capacity is less in a Ranger Raptor compared to the standard trims, for off-road sprints and climbing over rocks, it is the grade to go for.
Alongside the reasonable starting prices and all-around usefulness, the Ford Ranger is also a relatively frugal mid-sized pickup truck to own. RepairPal rates the Ranger highly for dependability, with a rating of 4 out of 5 and low annual repair estimates of $605, and FuelEconomy.gov says that the 2.3-liter inline-four-equipped models can achieve a combined mpg rating of 23 mpg, costing you just $1,900 a year for gas.
Short-term depreciation rates are also very impressive, with CarEdge estimating that over five years, a Ranger will hold onto approximately 72 percent of its original value. Over 10 years, though, the story is a little different, with estimates suggesting that a Ford Ranger will only retain approximately 36 percent of its value. However, this is for the base trim; if you go for a Raptor, we can presume that, because of its specialized nature, well-looked-after models will be more appealing to collectors and off-road junkies in a decade.
Ford Ranger 10-Year Cost Breakdown
- 10-Year Fuel Cost. $23,800.
- 10-Year Insurance Cost. $22,000.
- 10-Year Depreciation. $19,600.
- 10-Year Maintenance Cost. $5,600.
- 10-Year Interest. $6,200.
Nissan Frontier
Average 10-Year Cost: $76,300
The 2026 Nissan Frontier is available as the Frontier S, SV, Pro-X, PRO-4X, and the PRO-4X with R Package. Prices start at just under $39,000 and top out at $43,565. There is just one engine option for the new Nissan Frontier: a 3.8-liter V6 that shifts out 310 horsepower. Power is sent through a nine-speed automatic transmission to either the rear wheels or all four wheels (as an option). The Frontier can be described as a simple and humble yet very capable mid-sized truck.
The off-roading trim is the Frontier PRO-4X, which is less humble. It comes equipped with a whole host of mud-munching goodies in the shape of Bilstein shocks, skid plates, electronic locking rear diff, 17-inch wheels wrapped in all-terrain tires, and a part-time 4WD system with an electronic transfer case. It does pose a real challenge for some of the more thought-of off-road-orientated mid-sized trucks.
Being only available with a naturally aspirated V6 does not make the Frontier the most fuel-sipping truck on the market, but it is still relatively competitive against its rivals for fuel consumption. According to FuelEconomy.gov, the rear-wheel-drive Frontier can muster 21 combined mpg, the four-wheel-drive models can achieve 19 combined mpg, and the PRO-4X can achieve 18 combined mpg. Average gas costs each year for the new Frontier range between $2,100 and $2,450.
While Nissan doesn’t always get a look in compared to Toyota and Honda, Nissan’s mid-sized truck is solid. RepairPal says that it will cost just $470 a year to keep it maintained and roadworthy, while J.D. Power reliability ratings for the 2025 MY are superb, at 87 out of 100. Even after 10 years, CarEdge says it will only cost you $5,600 for maintenance.
Nissan Frontier 10-Year Cost Breakdown
- 10-Year Fuel Cost. $24,100.
- 10-Year Insurance Cost. $22,500.
- 10-Year Depreciation. $18,120.
- 10-Year Maintenance Cost. $5,600.
- 10-Year Interest. $6,000.
Chevrolet Colorado
Average 10-Year Cost: $73,900
Boasting an overall J.D. Power rating of 84 out of 100, the 2026 Chevrolet Colorado is the cheapest-to-own American answer to the mid-sized truck market. With a starting price of a touch under $34,500, this year’s Colorado is available in seven well-equipped trim levels. 2026 Chevrolet Colorado trims are as follows:
- 2026 Chevrolet Colorado Work Truck. MSRP: $34,495.
- 2026 Chevrolet Colorado LT. MSRP: $38,095.
- 2026 Chevrolet Colorado Trail Boss. MSRP: $42,595.
- 2026 Chevrolet Colorado Z71. MSRP: $46,695.
- 2026 Chevrolet Colorado ZR2. MSRP: $52,795.
- 2026 Chevrolet Colorado ZR2 Bison. MSRP: $62,795.
Under the hood of all trims is a 310-horsepower 2.7-liter inline-four. While horsepower may sound a little timid for a truck of its size, its output trumps that of the Honda Ridgeline and the ICE Toyota Tundra this year. The GMC Canyon and Colorado share a lot of components, with the TurboMax engine being the chief one. Other shared Colorado-Canyon shared parts and components include the transmission, the infotainment system, and the GM foundation, while they boast the same towing capacity.
Where the GMC Canyon is aimed at the more upscale market, the Colorado is firmly in the mainstream truck market. However, that doesn’t mean it should be overlooked; if anything, the cheaper starting prices bring down the overall 10-year running costs as well.
Insurance is cheaper than the GMC Canyon (on average); depreciation rates are nearly identical over five and 10 years (37 percent and 51percent, respectively), and the Canyon is estimated to cost you $500 more in maintenance over 10 years. While the GMC badge may carry a little more weight in terms of truck luxury than the Chevy badge, the Colorado is all-around cheaper to own, run, and buy.
Chevrolet Colorado 10-Year Cost Breakdown
- 10-Year Fuel Cost. $23,800.
- 10-Year Insurance Cost. $22,500.
- 10-Year Depreciation. $15,600.
- 10-Year Maintenance Cost. $6,000.
- 10-Year Interest. $6,000.
Ford Maverick
Average 10-Year Cost: $69,000
Ever since Ford released the Ford Maverick on us back in 2022, it has shown the truck market that bigger doesn’t always mean better. The city-friendly, versatile, comfortable, and useful little Maverick just makes sense if you don’t need a truck full-time. You can carry up to 1,500 pounds in it, and you can tow up to 4,000 pounds in it with the Tow Package added. What else could you need from a small pickup truck?
The 2026 Ford Maverick doesn’t look to be any different. Starting prices are still low at $29,840, and the top trim only costs $43,120. Available trims for the 2026 Maverick are the XL, the XLT, the Lobo Standard, the Lariat, the Tremor, and the Lobo High. The Maverick comes equipped with a 2.5-liter hybrid inline-four good for 191 horsepower, and is available with a 2.0-liter EcoBoost inline-four good for 250 horsepower and 277 pound-feet. So more power is at hand if you want a funner little truck.
Aside from only measuring it at 199.8 inches long and 72.6 inches (without mirrors) wide, the best thing about the new Ford Maverick is that it delivers almost fuel-efficient SUV-esque consumption returns. According to FuelEconomy.gov, the least fuel-efficient model (the Tremor equipped with the 2.0-liter mill and AWD) can achieve 23 combined mpg, costing you $1,900 a year. The most fuel-efficient, the front-wheel-drive hybrid engine-equipped models, can achieve a combined mpg rating of 38. This will cost, on average, just $1,150 a year for gas, and gives you a gas tank range of 524 miles.
To top it off, last year’s Ford Maverick was rated 85 out of 100 for reliability, with owners on Kelley Blue Book echoing this sentiment, giving it 4.1 out of 5 for reliability. Parts are relatively cheap, and you shouldn’t need to visit the garage too much; ideal for keeping long-term costs down.
Ford Maverick 10-Year Cost Breakdown
- 10-Year Fuel Cost. $18,900.
- 10-Year Insurance Cost. $21,500.
- 10-Year Depreciation. $17,300.
- 10-Year Maintenance Cost. $5,400.
- 10-Year Interest. $5,900.
Toyota Tacoma
Average 10-Year Cost: $68,000
There are many reasons why Toyota trucks are so popular here in the U.S.A. They are cheap to buy, they are bulletproof, they can last the miles, they are versatile, and they are cheap to run (usually). The 2026 Toyota Tacoma is the cheapest pickup truck you can buy this year in terms of 10-year costs.
There are eight main trims for this year’s gas-engine Toyota Tacoma: the SR, the SR5, the TRD PreRunner, the TRD Sport, the TRD Off-Road, the Limited, the Trailhunter, and the TRD Pro. Prices range from $33,740 to $44,010 for the TRD Pro and the Trailhunter. Both are the same price, but with the TRD Pro, you get off-road dashing guts; with the Trailhunter, you get a very sturdy overlanding companion.
|
Spec |
2026 Tacoma SR |
2026 Toyota Tacoma (All other trims) |
|---|---|---|
|
Engine |
2.4-Liter Turbocharged Inline-Four |
2.4-Liter Turbocharged i-FORCE Inline-Four |
|
Horsepower |
228 Horsepower |
278 Horsepower |
|
Torque |
243 LB-FT |
317 LB-FT |
|
Maximum Towing Capacity |
6,500 LBS |
6,500 LBS |
Because Toyota knows what we want, they are also offering the new Tacoma with a six-speed manual option to go for instead of the standard-fit eight-speed automatic. Making it the only new pickup truck with a manual transmission this year. There isn’t much to ask for from a well-priced pickup.
Toyota is effectively synonymous with reliability, and the Toyota Tacoma carries this torch very well. RepairPal has given it a 3.5 out of 5 reliability rating, saying it will only cost $478 on average to keep it maintained each year; last year’s model received a reliability rating of 80 out of 100 on J.D. Power, and according to data on CarEdge, it should only cost $5,500 over 10 years to maintain. This means that the yearly price doesn’t even increase that much as it gets older.
CarEdge also says that in typical Toyota fashion, the Tacoma holds its value very well. On average, the Tacoma will only lose up to 28 percent of its value, and over 10 years, it will only lose up to 40 percent. So, two of the biggest things that generally cost you the most money in the long term by owning a truck, depreciation and maintenance, are kept well in check by the Tacoma.
Toyota Tacoma 10-Year Cost Breakdown
- 10-Year Fuel Cost. $22,800.
- 10-Year Insurance Cost. $22,800.
- 10-Year Depreciation. $10,870.
- 10-Year Maintenance Cost. $5,500.
- 10-Year Interest. $6,000.
Sources: CarEdge, RepairPal, FuelEconomy.gov, iSeeCars, and J.D. Power.